Dallas Fed Economists Assess Tokenized Deposit Costs

Tokenized deposits could make bank funding less stable and raise credit costs for US households and businesses, according to an analysis by two economists at the Federal Reserve Bank of Dallas.  Economists Rosie Levy and Srini Ramaswamy said instant settlement could allow depositors seeking higher yields to switch banks more quickly. They said programmable deposit…

SEC Advances Crypto Custody Rules for Investment Advisers

The US Securities and Exchange Commission (SEC)  is moving forward with plans to overhaul custody rules for investment advisers and investment companies, potentially giving institutions greater clarity on how they can hold crypto assets for clients while complying with federal securities rules. The proposed rule was sent on Aug. 25 to the Office of Information…

SHRINCS BIP Published: Quantum-Secure Bitcoin Comes With A Catch

Blockstream co-founder and CEO Adam Back has a reputation as a quantum computer skeptic who believes the technology is so immature the threat won’t materialize for decades. Which makes it all the more fascinating that his company is one of the leaders in researching practical solutions to the issue. Back told Cointelegraph earlier this year…

Japan weighs blockchain fast lane for securities cash settlement

The FSA, Finance Ministry, BOJ and financial institutions plan to study the infrastructure and produce a development plan by early 2027. Source link

SEC resurrecting U.S. crypto custody rule the previous administration failed to land

In 2023, the regulator tried to narrowly restrict the places investment advisers could park clients’ crypto assets, but the new approach is still shrouded in secrecy. Source link

CARF May Miss Most Onchain Crypto Tax Activity: Chainalysis

Potentially taxable onchain crypto activity reached at least $457 billion globally in 2025, while international reporting rules may capture only a fraction of it, according to a new Chainalysis report. The US accounted for an estimated $112.6 billion of the total, while North America led all regions with $134.6 billion, followed by the European Union…

Coinbase Powers Better’s Crypto-Backed Mortgage Product

Better Mortgage and Coinbase have made their Bitcoin-backed mortgage product generally available, allowing US homebuyers to pledge Bitcoin as collateral for a down payment without selling it, the companies announced Wednesday. According to Coinbase’s Help Center, the product pairs a Fannie Mae-backed home loan with a separate down payment loan secured by Bitcoin (BTC). Borrowers must pledge…

Protocol upgrade decouples consensus from execution to solve scaling bottlenecks

High-performance blockchains often run into the same architectural limit, where the execution sits directly in the path of consensus. In a conventional synchronous model, validators must first execute the transactions inside that block to confirm the resulting state transitions are valid. The design keeps the network deterministic, but it also turns computation into a shared…

SEC’s Proposed Crypto Cules Probably Won’t Spark New ICO Boom

After what feels like a lifetime in the making, the SEC’s proposed new Regulation Crypto Assets rules could finally make public token sales easier in the United States. The proposal would allow qualifying issuers to raise up to $75 million during any 12-month period, and potentially allow projects to return to investors to raise more…

Bernstein Predicts Bitcoin at $300K in Next Market Cycle

Wall Street research company Bernstein expects Bitcoin to recover from its latest downturn, reclaim its 2025 high and set new records in the coming years heading into the peak of its historical cycle. Bernstein expects Bitcoin (BTC) to reclaim $125,000 by late 2026 under both its base and bull cases, according to a research report…